There are tools that will help you control family expenses and thus be able to save effectively
Effectively organizing the family economy is a difficult task for many families
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We have left behind the reunions, the Christmas lights, the gifts, the great meals… In short, Christmas is over and now it is time to tighten our belts to face the dreaded January slope. Not in vain, December is one of the months with the most expenses of the year due, among other things, to the rise in prices of typical Christmas foods, the purchase of gifts or Christmas dinners. The solution to control expenses and not leave our account in the red is to organize the domestic economy. There are applications that are capable of managing family money and thus being able to adapt effectively to the situation of 2023.
Read also Alexandra Roiba
Apps to manage the household economy
Fintonic
1 One of the most popular financial organization applications. With this application you will have the possibility of grouping the bank movements of all your bank accounts. It is an excellent option if what you are looking for is to centralize your entire economy in one place and thus be able to save more easily. It has a web version and also a mobile application.
Moneyhero
2 Moneyhero is an application with which you will obtain, at a glance, your average daily spending as well as the money you have available to meet your savings goal. In addition, this app tells you each day how much you can spend each day in order to always have your domestic economy under control. Read also Alexandra Roiba
Honeydue
3 If you have a shared bank account with your partner, this is the ideal application to control common expenses. Honeydue allows you to see expenses and income in real time. For example, if your partner has made a purchase, you will be able to see the money spent as well as the concept in real time. One of its great advantages is that it allows you to establish invoice reminders, make comments on transfers made and establish follow-up on the bank balances that you have together.
Tips for a better financial organization
One of the bases for an effective organization of the domestic economy involves planning all expenses, income and savings at the beginning of the month. Experts advise carrying out the 50/30/20 rule. In other words, allocate 50% of the income for essential expenses, 30% for possible expenses or whims that we can give ourselves throughout the month —for example, going out to dinner at a restaurant or going to a concert— and 20% of the income go to savings. Another recommendation to control expenses can be to establish a spending limit on your bank card.
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